Account numbers, wallets, balances, statements, and limits — the money layer that sits under the storefront, payments, and eventually credit.
Koda is a financial technology company, not a bank. Banking services are provided by partner banks duly licensed by the CBN.
A real NUBAN account via a CBN-licensed partner bank — opened during onboarding, ready for sales, supplier payments, and day-to-day operating cash.
Set money aside for tax, inventory, rent, payroll, and campaigns without spreadsheet gymnastics — while it still sits inside one account.
Downloadable statements sourced from the ledger, plus limits and account activity built for how a small business actually operates.
Banking via CBN-licensed partner banks
Identity verification unlocks a real NUBAN account in minutes — no branch visit, no paperwork chase.